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Annuities

Risk Free

Guarantee principal protection and an income during your retirement



Why consider an annuity?


Everyone should plan for their retirement. Annuities are an additional way to plan for your future, along with an IRA, 401(k), or pension. Creating a stream of lifetime guaranteed income without risk of losing your money can be a critical component to a retirement strategy.

 
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What is an Annuity?

Annuities are retirement products that can help provide a steady, guaranteed stream of income in retirement without the risk of losing your money in the stock market. 


You can contribute to an annuity as part of your retirement strategy alongside any contributions you make to a 401k, IRA, or pension. 


We offer a variety of annuities, each designed to meet different needs, many of which have tax-deferred growth. Whether it has a fixed rate, enables you to invest in the market at no risk, or only requires one payment for you to start getting guaranteed income, the right annuity for you depends on your retirement goals.

 
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Who is an Annuity For?

Consider an annuity if you want to receive guaranteed income and principal protection during your accumulation years and retirement. Fixed and indexed annuities are great options for people thinking about their long-term retirement (10-20 years to retire), while immediate annuities are good for those nearing retirement who want income right away.

 
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How does an Annuity Work?

An annuity is a contract with an insurance company that can guarantee safety of principal and income for your retirement years. 


An immediate annuity can begin income-for-life payments within a year of the purchase, or payments can be postponed to the future with a flexible premium deferred income annuity.

 
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Why consider an Annuity?

Everyone should plan for their retirement. Annuities are an additional way to plan for your future, along with an IRA, 401(k), or pension. Creating a stream of lifetime guaranteed income without risk of losing your money can be a critical component to a retirement strategy.

 

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West Bloomfield, MI

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